Insurance Law - our tips for you
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It is important to accurately and honestly answer all questions asked by your insurer. Insurance policies are contracts requiring utmost good faith from both parties.
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Make sure your sum insured figure for your house is sufficient to allow for full replacement. It usually does not cost a lot more to increase this amount.
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Its better to be over insured than under insured.
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You do not have to accept the insurers assessments – you can and should get your own reports and advice when making a large claim.